The world’s first efficient frontier model with indexed annuities

Your brand.
Their future.
On your site.

Four white-labeled planning tools — efficient frontier, cash flow projections, Roth conversion optimizer, and life insurance scenarios — living on your website, in your colors, with your phone number. No logins. No vendor branding. No one else has this.

Request Early Access → See the Tools
Live tool preview — efficient frontier & portfolio optimizer
yourfirm.com/portfolio-optimizer
Your Firm Portfolio Optimizer
Set any allocation — your star plots live on the frontier · weights auto-normalize to 100%
SPY
SPDR S&P 500 ETF
25%
QQQ
Invesco Nasdaq-100 ETF
25%
EFA
iShares MSCI EAFE ETF
25%
IEF
iShares 7-10yr Treasury
25%
✓ TOTAL ALLOCATED   100%
CAGR
+10.25%
MEAN RET
+11.30%
STD DEV (Volatility)
14.70%
SHARPE
0.50
MAX DD (Max Drawdown)
−40.1%
EFFICIENT FRONTIER — 10,000 MONTE CARLO PORTFOLIOS · 2003–2025
Click any dot to inspect that portfolio instantly · ★ = Your Portfolio
20% 15% 10% 5% 0% 0% 5% 10% 15% 20% 25% Standard Deviation (Annual Volatility %) FIA Fixed Indexed Annuity IEF Intermediate Bonds SPY S&P 500 EFA Intl Stocks QQQ Nasdaq-100 Your Portfolio Better return, lower risk
Industry first — FIA on the frontier
Industry first — IRMAA-aware Roth optimizer

The first efficient frontier model
to include fixed indexed annuities.

For decades, modern portfolio theory ignored annuities entirely. Not anymore. For the first time, you can show a client exactly where a fixed indexed annuity sits on the risk/return curve — compared to stocks, bonds, and every blend in between. It reframes the product conversation completely. You’re not selling an annuity. You’re optimizing a portfolio.

Before
"This annuity has a 6% cap and no downside."
After
"Here’s exactly where it sits on your efficient frontier."
Result
Your clients have never seen this. Your competitors can’t show them this.
Why Advisor Kingdom

Everything your clients need. Nothing your competitors have.

Every major planning platform has these capabilities buried inside a subscription your clients never log into. We put them on your website, in your brand, where your clients actually are.

01

Your Brand. Full Stop.

Your logo, your colors, your domain, your phone number, your CTA. When a client uses the tool they see you — not a vendor. Not a third-party watermark. You.

02

No Login. No Friction.

No account creation. No data leaves the browser. A client arrives at your site, enters their numbers, and sees results in seconds. That's the engagement moment you've been missing.

03

Two Industry Firsts.

The first efficient frontier model to include fixed indexed annuities. The first Roth optimizer with full IRMAA surcharge awareness. Neither exists anywhere else. Both are yours when you join.

The Full Suite

Four tools. One suite. Infinite conversations.

Efficient Frontier & Portfolio Optimizer

10,000 Monte Carlo simulations. Live star tracking. Max Sharpe and Min Variance portfolios calculated instantly. And for the first time anywhere — fixed indexed annuities modeled as an asset class, plotted directly on the frontier alongside stocks and bonds.

CAGR · Sharpe · Sortino · Max Drawdown · FIA Modeling

Cash Flow Projections

Year-by-year retirement cash flow modeling with inflation, withdrawal rates, and portfolio longevity. Clients see in plain terms whether they run out of money — and what changes fix it.

Withdrawal Rate · Inflation Adj · Portfolio Longevity

Roth Conversion Optimizer

Shows the optimal conversion amount each year to minimize lifetime tax burden. Side-by-side comparison of traditional vs. Roth outcomes across a 30-year horizon. And uniquely — fully IRMAA-aware. A large conversion this year can trigger thousands in Medicare premium surcharges next year. Most tools ignore this entirely. This one doesn’t. And uniquely — full IRMAA surcharge modeling, so clients see exactly how a conversion affects Medicare premiums the following year.

Tax Bracket · RMD Projection · Lifetime Tax Burden · IRMAA Surcharges · IRMAA-Aware

Life Insurance Scenarios

Whole life and term scenario modeling with death benefit projections, cash value accumulation, and income replacement calculations. Whole life, like fixed indexed annuities, shares key characteristics with fixed income — principal protection, non-correlated returns, capped upside. Model them the way they should be: as planning assets, not products.

Death Benefit · Cash Value · Income Replacement · Asset Class Modeling · Frontier-Modeled
How we compare

The honest table.

Feature Advisor Kingdom RightCapital MoneyGuidePro eMoney
Lives on your website✓ Yes✗ No✗ No✗ No
Your brand & colors✓ Full white-label✗ Vendor branding✗ Vendor branding✗ Vendor branding
No client login required✓ Zero friction✗ Account required✗ Account required✗ Account required
Efficient frontier tool✓ 10,000 simulations + FIA✓ Internal only✓ Internal only✓ Internal only
Roth optimizer w/ IRMAA✓ On your site✗ No IRMAA✗ No IRMAA✗ No IRMAA
Client data retained✓ Never retained✗ Stored on servers✗ Stored on servers✗ Stored on servers
Monthly costContact for pricing$125–$250/mo$125–$200/mo$200–$400/mo
Early access — limited spots

Be first.
Before your competitors.

I’m bringing on a small group of early advisors to refine the suite before broad release. Early advisors get input on features, preferred pricing, and a head start on the competition.

I review every request personally and respond within 24 hours.

David Disraeli · President, 360NetWorth, Inc. · 40-year financial services veteran
(512) 464-1110  ·  david@360networth.com